Two movers wrapping a sofa in quilted pads on a US porch

Rights

Released value vs full value protection

Released value pays 60 cents per pound per article. A 50-pound television is worth $30 on that plan. Full value protection is the default on an interstate move unless you waive it in writing, and the minimum it can be valued at is $6 per pound times the shipment weight. That is 49 CFR 375.701.

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Haulest data team · Desk opened official pages 17 September 2026. Editorial.

Why you are here

The cheap number on the estimate is often the released-value number. People find out what 60 cents a pound means when the claim comes back.

Why Haulest

The two plans, the math, and the deductible question. We are not an insurer and we do not sell coverage.

Same broken item, two valuation plans. Interstate US, September 2026.
ItemWeightReleased value (60 cents / lb / article)Full value protection
Flat-screen TV50 lb$30Repair, replace, or cash for like kind, up to declared value
Sofa180 lb$108Same
Box of dishes40 lb$24Same, minus any deductible you chose

What each plan actually does

Released value costs nothing extra and pays by weight, not by what the item was. It is the plan you get when you sign the waiver line. 60 cents per pound per article.

Full value protection means the mover repairs, replaces with like kind, or pays cash for a lost or damaged item. You declare a value for the whole shipment. The rule sets a floor: at least $6 per pound times the weight. A 7,000-pound move cannot be declared under $42,000.

Full value protection has a charge. You may lower it with a deductible. Ask what the charge is at each deductible before you decide, and get it on the estimate and the bill of lading.

Items of extraordinary value

Anything over $100 per pound, such as jewelry or a small piece of art, must be listed in writing before the move or the mover can limit liability on it. Ask for the high-value inventory form.

Boxes you packed yourself are a claim fight on any plan. Damage inside a carton nobody saw packed is hard to prove. Let the crew pack the fragile boxes if you want them covered without an argument.

Canada and the UK

Not a federal rule in Canada. Ask the mover for their liability terms in writing; Ontario's hiring-a-mover page tells you to. In the UK, ask for the goods-in-transit limit and read the self-pack exclusion. A lot of policies do not cover boxes you packed.

Official doors

  1. 1. Booklet

    Interstate movers must give Your Rights and Responsibilities When You Move. We link it. We do not rehost it as ours.

    Your Rights and Responsibilities When You Move (PDF)
  2. 2. Lookup

    SAFER company snapshot. Registered is not the same as authorized to haul household goods.

    FMCSA SAFER company snapshot
  3. 3. Complain

    Protect Your Move. Photograph the inventory first. Then the phone.

    FMCSA Protect Your Move

Official sources

Links go to the publisher. Haulest does not add findings. We checked these URLs in September 2026. If the live page moved, believe the agency.

Ask out loud

Is full value protection insurance?
No. It is the mover's liability plan under federal rules. Separate insurance is a different product from a different company.
Can I keep my homeowner's policy for the move?
Some policies cover goods in transit and many do not. Ask your insurer in writing before you waive full value protection.

Next

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